14 July 2016
Android Pay is Google's second take on contactless mobile payment after the failure of Google Wallet but the good thing is that it is working as per expectations so far. Google has already expanded it to the UK and as for the US, it is currently seeing more than 1.5 million users per month. And to improve its growth rate and reach the maximum numbers of users, Google has announced a few more expansions during the first day of the Google I/O 2016.
The first major expansion is that Android Pay now supports ATMs. At the moment, Google has partnered with Bank of America and you will soon be able to tap your smartphone for cash withdrawal at the supported ATMs. While Google has not shared any further details, you can surely expect more banks to follow and support to arrive at a larger number of ATMs.
Google is also working with various app developers for Android Pay integration in their respective apps. It also launched a self-service API which will be helpful to those developers who use payment processing services that don't offer integration with Android Pay. Any developer who has app(s) that are used for selling products and services is now welcome to integrate Android Pay for a smoother and quicker transaction.
In the end, Google has also expanded Android Pay to the mobile web. It means if you are one of those users who prefer visiting mobile websites for purchasing goods and services, then you will be able to Android Pay at the checkout. Google is taking advantage of Payment Request API for making this possible and to offer one more possible way of using Android Pay as one of the methods for making payments.
All of these announcements are the baby steps towards a bigger goal that Google is aiming for. If Google is able to make all of these new ways of using Android Pay to the masses, then it can surely have an edge over its competitors.